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The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, users are increasingly preferring to digital channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are closing existing branches to streamline cos
Free cash flow (FCF) represents a crucial metric for investors and business operators alike. It reflects the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can indicate a healthy and sustainable business, capable of investing. Understanding how to determine FCF and effecti